Wealth Management Services

At Ringler Wealth, we work closely with entrepreneurial families for the long-term to address a wide range of their financial needs as they navigate the many milestones of life. While creating a customized financial program, we walk our clients through a step-by-step process designed to help them feel confident in their decisions. Our services include:

Investment Planning*

Based on a client’s risk tolerance and financial objectives, we create a unique strategy that seeks to help them preserve their wealth. Professional asset management may provide investors access to investments they may not have otherwise, including a wide variety of traditional and alternative investment classes.

Retirement Planning*

Typically, clients planning for retirement are less focused on taking risks, and more focused on preserving their wealth and creating a consistent income stream that can last through retirement. With this in mind, we develop conservative strategies with a focus on risk management. We seek to identify opportunities for building a consistent income that will last through retirement and help clients determine when they may be able to retire. The retirement income planning process often includes analyzing income sources, managing assets, determining future expenses, and estate planning.

Estate Planning*

Many individuals want to leave a legacy for their family. As clients approach and live in retirement, we can assist with their estate planning needs, including offering insight and appropriate recommendations. Estate planning is critical for ensuring one’s wishes are carried out. Without a plan, the state will handle the assets according to probate laws and taxes can quickly add up. We can help clients identify how they want to pass on their assets, who will receive what, and when and how. Additionally, we can work with clients’ attorneys and other professionals to assist in ensuring an appropriate estate plan is in place.

College Planning*

Many parents and grandparents want to plan for future college funding while still saving for their retirement. We seek to strike a balance between the immediate need for college planning and future retirement goals. We can help clients determine appropriate educational plans, such as a 529 plan, that allow them to save while also planning for retirement.

Risk Management

Whether it is to ensure that a family is taken care of, a business is better protected, or long-term care costs are covered, establishing a risk management plan is important for creating a sound financial strategy. Loss of future cash flow from death, disability, lawsuit, are hazards that cannot be overlooked. A strong, comprehensive protection program can help ensure one’s financial plans are not sidetracked if the unexpected happen.

_{*These services are offered by Michael Ringler through his affiliation with Avantax.}